Focus on Finance: Electronic payments are a must

Question: Is getting my Social Security check directly deposited even an option?

Answer: For years, Social Security has stressed the convenience, security, and safety of getting benefit payments electronically. Soon, direct deposit (or Direct Express) will not only be the best way to receive federal benefit payments — it will be the only way.

That’s because the U.S. Department of the Treasury announced a new rule that will phase out paper checks for federal benefit and non-tax payments by March 1, 2013.

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