Focus on finance: Identity theft – what to know

Question: What exactly is “identity theft”?
Answer: Identity theft is stealing people’s personal information to defraud them. Using their personal information, criminals then make charges to a person’s credit cards or cellphone, or perhaps impersonate them for access to bank accounts and more. Identity thieves like to prey on elderly who often lack the clarity and technical sophistication of younger adults.
You can take steps to reduce your exposure to identity theft. Three major strategies to take are:

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