Question: As a retiree, what are my health care options?
Answer: Most retirees have two main health care options —Medicare and managed care. Medicaid is a program that pays for medical assistance only for those with low incomes or disabilities.
As long as you’ve contributed enough through FICA taxes, you’ll be eligible — retired or not — for Medicare when you turn 65. Apply for Medicare coverage three months before your 65th birthday.
Medicare is divided into components:
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