Focus on Finance: Is refinancing beneficial in the long run for me?

Question: Is refinancing beneficial in the long run for me?

Answer: We hear about it daily on the news, “Rates are at an all-time low.” If you are a homeowner you might be questioning if this is a good time to refinance. The thought of being able to save money each month is tempting, but this decision requires weighing different factors and determining if it is beneficial in the long run.

Before trying to make this decision first evaluate your current position and determine your goals:

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