Focus on Finance: Taking advantage of long-term care tax benefits

Question: Are long-term care benefits tax deductible?

Answer: Congress passed HIPPA as an incentive for people to take financial responsibility for long-term care. It generally provides for deductibility of qualified long-term care expenses, and excludes qualified long-term care benefits from taxable income. Higher deduction limits for LTC premiums are geared to help seniors make payments. Let’s see what this means.

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