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Are you overlooking the value of keeping your savings in a mutual fund? There is nearly $12 trillion invested in the nation’s mutual funds, according to the Investment Company Institute. Mutual funds allow you to buy into a diverse pool of investments, including short-term securities, stocks and long-term bonds, among other options. Your risk is spread among a number of investments, which is a less risky choice than investing in just one company. There are typically charges associated with any investment, however, and that’s also true of mutual funds.
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