Small business funding: Where to go when the bank says no

Question: Do I have any other options for a service oriented small business loan if the bank says no?

Answer: Service businesses make up a significant part of the economy, especially with laid off workers and other corporate refuges setting up shop as consultants. But try getting a loan to fund one.

Jeff Goldstein, a former Procter & Gamble brand manager and Cincinnati-based business consultant, learned that lesson the hard way when he needed a bank loan to buy a market research firm.

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