Ten steps to financial fitness

Question: It is New Year’s resolution time. Now that I am older my resolution is moving away from the “get physically fit” arena and moving more towards the “get financially fit” arena. Can you give me some advice that is easy to follow and can set me on the right track for 2013?

Answer: As we look back on 2012 we may soon realize there were many areas that we made significant progress and some areas we still need to improve.

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