Whether it’s flooding, wildfire or other natural disaster, it is important to be prepared if disaster strikes.

September is National Pre­pared­ness Month and the Better Business Bureau serving Louisville, Southern Indiana and Western Kentucky wants to share these tips from ready.gov and the Federal Emergency Management Agency to follow this year’s theme of “Prepared, Not Scared.”

Important documents. Have a folder with important paperwork (or copies) you may need. Some suggestions include: Social Security cards, birth cer­ti­fi­cates, passport, insurance in­for­mation, financial accounts, health records and pet information.

Check your insurance coverage. Read over your current insurance policy to see what is covered and what’s not. Make sure you understand any specific filing requirements. If you have questions or want to make changes, contact your insurance company.

Supply kit. It is helpful to keep an emergency supply kit on hand and prepared. Some items to include food and at least one gallon of water per person per day, blankets, first aid kit, toiletries, battery-operated radio with extra batteries and flashlights.

Make a plan. Different situations call for different plans. Does your family know where to go if there’s a tornado? Do your employees know the escape routes in case of a fire? Do you have a meeting place if you get separated? Make sure your family and co-workers know what to do in a situation.

For tips, checklists and more information about National Preparedness Month, go to FEMA’s website at ready.gov.

Mindy Eaton, director of communications and marketing for the Better Business Bureau’s regional office, can be reached at meaton@bbb.louisville.org.