• Local agency recognized by Allstate

    As a business leader and involvement in the Elizabethtown area, Allstate exclusive agency owner Chris Grinstead has been designated an Allstate Premier Agency for 2014.

  • Focus on Finance: Finding a better return on savings

    Question: What are the pros and cons of CDs versus money market accounts?

    Answer: As interest rates continue to hover around record-low levels for most types of loans and deposit accounts, finding the best return on savings will take some research and, possibly, considering alternative solutions.

  • Focus on finance: How financially literate are you?

    Question: I consider myself to be pretty savvy in regard to our finances, however, I wonder if I know all I should. What should I know?

    Answer: How financially literate are you? Take this quiz and find out.

    1. Suppose you have $100 in a savings account earning 2 percent interest a year. After five years, how much would you have?

    a) More than $102

    b) Exactly $102

    c) Less than $102

    d) Don’t know


  • Focus on Finance: Income tax savings

    Question: How can I save on my Kentucky income tax next year?
    Answer: Kentucky now offers a tax credit called Endow Kentucky, which offers taxpayers an opportunity to help their community and receive a 20 percent income tax credit toward their Kentucky Income Tax. Applications can be completed now for the new tax credits, which become available July 1.

  • Focus on Finance: Halfway through the year

    Question: Well, it’s June and my New Year’s Resolution is shot, what can I do to regain financial traction before the end for the year?

  • Focus on Finance: 9 legal tips every renter should know

    Question: My daughter is about to rent her first apartment. What advice can you give her before signing the lease?

    Answer: These tips were developed to help you understand general rights and obligations as a renter. Your rights and obligations most often are determined by the terms of your lease and laws that vary greatly among states and provinces. Speak with an experienced attorney who will review the lease document before you sign it and explain your rights and obligations.

  • Focus on Finance: Avoiding spousal beneficiary mistakes in five easy steps

    Question: Who is a spousal beneficiary?

    Answer: A spousal beneficiary must be married to the account owner at the time of the account owner’s death and must be named on the beneficiary form (or inherit directly through the document default provisions). A spousal beneficiary has a number of unique options.

  • Focus on Finance: Aging and our parents

    Question: My parents are getting older and I feel we need to discuss the inevitable. Can you offer a check list of topics to make sure we cover?

    Answer: It is never easy to talk to parents about what their wishes are as they age. But it is a conversation that must be had, and more importantly, had before a major crisis occurs.

  • Cardinal Health to lose more than 20 positions

    A pilot program at Cardinal Health’s call center in Radcliff is being discontinued.

    The announcement came after running the program for six months at the Radcliff and Sherwood, Arkansas, call centers, said Corey Kerr, director of media relations for the company.

    By the end of September, a mix of 45 full- and part-time employees split between the two centers will be affected by the cancellation of the program. Employees will receive at least 30 days notice and are encouraged to apply for other Cardinal Health positions, she said.

  • Gifts that give back

    Question: As a business, I get a lot of requests from local charities to sponsor events or make donations. Can I deduct that on my taxes?

    Answer: While your purpose for giving to charity should be altruism, it is important to know  great tax benefits exist for those who give, both as individuals and as businesses.