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Business

  • Focus on finance: Small businesses’ credit profiles improving: Is yours?

    Question: As a small business owner it hasn’t been easy since the recession hit, but I can honestly say the situation forced me to really monitor my credit very closely. Has that been the norm with other small business owners?

  • Bank doubles dividend once again

    Kentucky Neighborhood Bank is continuing to see growth and shareholders will see the bank’s dividend double once again, moving from $1 to $2, KNB President and CEO Ronnie Pence said.

    It doubled at the beginning of this year from 50 cents per share to $1.

    “That means the bank’s doing very well,” Pence said.

    Pence said the bank had another profitable year and he feels blessed to work in Hardin County.

  • Feds change tobacco crop insurance provision

    Dr. Bob Pearce, tobacco specialist at the University of Kentucky, recently released an email in an effort to make tobacco producers aware of a significant change made by the Risk Management Agency in the special provisions for tobacco federal crop insurance effective in 2013. The following statement appears in the “Special Provisions of Insurance” 2013 and Succeeding Years for Burley Tobacco:

    “Tobacco will not be insurable on any acreage planted to tobacco in the two (2) previous crop years.”

  • Converting a 401(k) to a Roth IRA

    Question: Should I convert my company 401(k) plan directly to a Roth IRA?

    Answer: As you approach retirement, you may consider converting your company’s defined contribution plan to an IRA. Your own IRA generally gives you a wider investment choice and more control over your money than a company plan does. But, now, you can convert directly to a Roth IRA rather to a traditional IRA first. Should you?

  • Hay testing a wise investment

    With the drought this past summer, hay supplies are expected to be lower than normal going into the winter and quality is going to be a concern as well. To accurately, efficiently and economically determine your feeding and supplementation program, having your forages tested certainly should be a priority.

    Producers in Hardin County have two good options available to them to provide them with accurate forage testing results.

  • Credit union opens first Jefferson County branch

    Fort Knox Federal Credit Union opened its first Jefferson County branch Monday.

    Adjacent to Meijer at 9915 Dixie Highway in Valley Station, it is the credit union’s 14th location. Fort Knox Federal is the largest Kentucky-based credit union in the state with more than $1 billion in assets and has more than 78,000 members worldwide.

  • Pet store reopened as E'town Pets and More

    A local pet store that had fallen on hard times has been resurrected through familial ties.

    The former E’town Pets Center in E-Town Plaza has reopened as E’town Pets and More. The store is being run by Jason Simon, the former owner’s brother, and a grand opening is from 10 a.m. to 4 p.m. Saturday.

  • Purchasing a puppy over the holidays? Check your list twice

    What could be more charming than surprising the kids with a puppy under the Christmas tree? Not so fast. Better Business Bureau is advising consumers to think twice before investing in and giving a puppy as a present this holiday season.

  • First Federal hangs on to Louisville branches

    The First Federal Savings Bank company will include four Louisville branches for the time being, now that a deal to sell the branches has fallen apart.

    First Security Bank of Owensboro Inc. no longer plans to purchase the four Louisville branches of First Federal Savings Bank. The bank has terminated the branch purchase agreement with First Federal’s parent company, First Financial Service Corp.

    The Owensboro bank couldn’t raise the necessary capital from its investors to make the purchase, First Financial President Greg Schreacke said.

  • Health South celebrates 25th anniversary