Question: My family needs to get out of debt. We need a bare bones, step by step, nothing fancy, plan that works.
Answer: Remember when we used to play Monopoly and we held the get-out-of-jail-free card” in case we hit the go-to-jail spot? It would be great if there was a get-out-of-debt-free card, but there isn’t. So, we have to do it the hard way.
Today more people than ever before have serious debt. You could write a book on the problems excessive debt causes.