• Before vacation, follow these credit card tips

    It’s summer vacation season. But before you go anywhere, make sure you inform your credit card company of your travel plans.

    If an account is being used in an unfamiliar spending pattern, including being used in a different state or country and charges that are not the normal spending amount, many companies will lock the account in an effort to reduce credit card fraud.

  • Policy change reflects a change in law

    Something new appears in today’s edition.

    Some of you surely will cheer or applaud this addition — although its inclusion deserves no particular measure of praise.

    Some of you surely will groan, hiss or otherwise express outrage — although its inclusion likely comes as no surprise.

  • Encounter with an angel or curious coincidence?

    The bumper sticker had only one word on it: “Loving-kindness.”

    And as soon as I read it, I suspected someone was trying to mess with my mind, for I was in no mood for such a one word aphorism as “loving-kindness,” my patience having been tested by the distracted waitress who forgot to turn in half of my lunch order.

  • Beware of sweepstakes scams

    Scammers have given a classic lottery scam a cunning new twist. Scam artists are using the name of a real life Mega Millions winner and claiming to give you a part of his fortune.

  • BBB: Don’t let a scam ruin your vacation plans

    While planning for summer vacation, be careful not to fall victim to travel scams that could result in loss of money or possessions and even identity theft.

    Watch what you are posting on social media. Most people know not to post travel dates on Facebook before they depart, but some still might post pictures of the beach or their hotel room while they are there.

  • 10 tips to help protect Social Security number

    Be on the lookout for scam artists that want to get their hands on your Social Security number and, perhaps, your benefits.

    Social Security scams have been seen plenty of times before, but there are a few new tricks.

  • Put aside excuses to make most of your time

    George Washington Car­ver, the botanist and inventor — who as a black man in the Recon­struction era of 19th century America had reason upon reason for not succeeding — once observed, “Ninety-nine percent of failures come from people who have the habit of making excuses.”

  • State chamber believes Kentucky needs TPA

    The U.S. House of Rep­resentatives is expected to vote this month on a bill to establish what is called Trade Promotion Authority.

  • Summer brings out magazine solicitation

    You answer the door and it’s someone selling magazine subscriptions.

    The seller may claim that he/she is raising money for a school or charity. The subscription prices seem steep. In fact, they are typically three times the typical price. However, the money goes to a good cause, so you purchase one anyway.

  • Work-at-home offers may work you over

    If you are searching for a work-at-home job, beware. Con artists advertise work-at-home “opportunities” in help wanted ads on internet job sites like Monster.com, Career Builder, Yahoo and Hot Jobs.

    The ads claim to be looking for an “import/export specialist.” The job requires receiving packages and mailing them to a foreign address.