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I often counsel people on the importance of preparing an estate plan long before a tragedy occurs. Proactive planning generally can be much more protective than crisis planning, particularly for long-term care costs.

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In 2019, the U.S. House of Representatives pro­posed a bill called the Setting Every Com­mun­ity Up for Retirement En­hancement Act – the SECURE Act – to over­haul the retirement sy­s­tem. The bipartisan bill easily passed in the House and the Senate passed the bill Dec. 19 as part of a spen…

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We often hear someone has “lost everything to the nursing home.” While this seems to be inevitable the longer someone stays in a nursing home, it is not absolutely required. There are a number of good ways to prevent total loss, even for those already residing in long-term care facilities.

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For many people, the word “trust” in the es­tate planning context con­jures images of the Hollywood elite child­ren who aimlessly spend their lives “finding them­selves” instead of work­ing. Unfortunately, these few super wealthy fam­ilies have created an un­likely and undesirable ex­pec­ta­…

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Many of us enjoy traveling. We love to see and experience another place and to imagine the lives throughout history who have shaped the world as we know it. However, when we travel, we have a reasonable expectation of the expense involved.

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Thanksgiving traditionally is celebrated as a remembrance of the gracious generosity of the Wampanoag Indians to the Plymouth Pilgrims. Today, many families still eat a traditional meal of turkey or other fowl, vegetables and pumpkin pies as a reminder of the friendship between the two cultu…

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Preparing an estate plan is like getting a phy­sical. We know responsible adults have it done but choosing to do it yourself is just not appealing. We may decide with the information available on the internet, we simply can self-diagnose any problems that arise.

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On Nov. 11, 1918, the First World War ended. As a result, only seven years later, Congress determin­ed to make this date an annual observance in honor of the Arm­is­tice. Interestingly, the na­tion­al holiday was not en­act­ed until 1938, at a time when the rest of the world was on the brink…